When NFTs Reinvent Traditional Finance Through Credefi

The traditional bond market remains complex, opaque, and reserved for an elite. Credefi disrupts these norms by launching NFT Bonds, an innovative solution that makes investing in corporate bonds accessible, transparent, and profitable for everyone, thanks to the tokenization of real assets and the power of DeFi.

A revolution in traditional finance?

The bond market is one of the pillars of institutional finance. Yet, it remains opaque, slow, and reserved for a professional investor elite. Between intermediary fees, high entry tickets, and almost nonexistent liquidity, access to corporate bonds remains a headache for the majority of retail investors.

What if DeFi finally offered an alternative? This is precisely Credefi’s promise: a European platform that democratizes bond investments through NFT Bonds, a new kind of bond, tokenized, liquid, and backed by real assets. An innovation at the crossroads of traditional finance and blockchain.

Credefi: a bridge between DeFi and the real economy

Founded in Europe and regulated according to European standards, Credefi connects two worlds still too compartmentalized: DeFi lenders seeking stable returns, and European SMEs looking for safe and fast financing.

Its mission? To offer a reliable investment solution through loans guaranteed by Real World Assets (RWA), such as real estate or inventory. This backing by tangible assets substantially reduces default risk while generating regular income for investors.

NFT Bonds explained simply

Credefi’s major innovation is its NFT Bonds. Each bond issued by the platform is represented as a unique NFT on the blockchain, which allows:

• automatic payment of quarterly interest directly to the investor’s wallet;
• a gross annual yield of 22% over a fixed 12-month term;
• the possibility to resell on a secondary market, like the Polytrade marketplace, providing true liquidity to an otherwise illiquid product;
• use as collateral in other DeFi protocols to optimize yield strategies.

These NFT Bonds therefore redefine how bond investments work: automated, liquid, transparent, and accessible.

Key advantages compared to traditional bonds

Credefi’s offering stands out due to a series of concrete advantages:

• Accessibility: it is no longer necessary to be an institutional fund to invest. NFT Bonds are open to all DeFi users;
• Liquidity: thanks to the secondary market, investors can sell their bonds before maturity;
• Transparency: all contracts are immutable and consultable on the blockchain;
• Use in DeFi: the possibility to use NFT Bonds as collateral for borrowing or leverage;
• Automated payment: no need for administrative management, interest is paid automatically via smart contract.

Credibility and traction: a platform that delivers on its promises

To date, more than 4,000 users have joined the platform. The $4 million portfolio funded by Credefi has had no payment defaults, and over $500,000 has already been repaid to investors.

The platform has funded more than 30 European SMEs, with a clear growth strategy: to reach $100 million in tokenized bond market capitalization within 24 months. Three partner financial institutions already guarantee certain issues, reinforcing Credefi’s ecosystem credibility.

Why Credefi can redefine the bond market

Beyond the technical feat, Credefi lays the foundations for a new finance: inclusive, transparent, and open to all. In a world where NFTs have often been reduced to mere collectibles, NFT Bonds embody a concrete, useful, and profitable use case.

They allow any crypto investor to generate stable passive income backed by the real economy while benefiting from decentralized finance innovations.

It is also a showcase for the rise of RWAs in DeFi: a fundamental trend seeking to give more solidity and legitimacy to the Web3 universe.

Want to test? Embark on the Credefi R2E adventure

For those who want to go further, Credefi also offers an R2E (Read-to-Earn) quest accessible to all. The goal? To learn more about NFT Bonds while being rewarded in tokens for your curiosity.

With its NFT Bonds, Credefi has not just created a financial product. It has laid the foundation of a new paradigm: that of a hybrid finance, anchored in the real world but propelled by blockchain. It therefore offers a serious alternative for investors seeking regular income, transparency, and security. A quiet but decisive revolution, to watch closely.