Tax Alert: Your Crypto And Financial Gains Will Soon Be Taxed At 33%!

The year 2025 is shaping up to be marked by a fiscal upheaval. Whether you are a seasoned cryptocurrency investor or earn dividends on your investments, the recent increase in the flat tax, approved by the Finance Committee, could weigh on your gains. Set to rise from 30% to 33%, this increase will affect all capital income, including those derived from cryptos. Here’s what you need to know.

A rise that impacts all investors

Introduced in 2018 under the presidency of Emmanuel Macron, the single flat-rate levy (PFU) was aimed at simplifying taxation on savings and financial investments.

With a rate of 30%, it combined income tax (12.8%) and social contributions (17.2%), and covered a wide range of income, from dividends to capital gains, including interest from savings accounts.

But starting in 2025, this rate will rise to 33%. A decision that comes at a time when the government is seeking to boost tax revenues.

This increase is not limited to holders of traditional securities accounts but also includes crypto investors, a rapidly expanding field.

Gains made from the resale of your cryptos, subject to this flat tax, will therefore be taxed more heavily. The fear of a decrease in the attractiveness of investments in France is palpable.

Crypto: a sector under tax pressure

Cryptocurrency enthusiasts will not escape this increase. Long considered by some as a tax haven, crypto is now in the sights of legislators.

With the growing popularity of cryptos like Bitcoin or Ethereum, the State could no longer ignore the income generated. Now, each sale or conversion into fiat currency will be subject to this new 33% tax.

Furthermore, some experts fear that this increase may go further, with discussions already underway to potentially raise the rate to 35% in certain situations, such as for excessive dividend distributions.

A hard blow for crypto investors, who were already facing sometimes destabilizing market fluctuations.

Although this flat tax increase is a warning shot, it is not yet set in stone.

Parliamentary debates on the finance bill are not yet finished, and other adjustments could occur before the final vote.

That said, it is essential for any investor, whether in the crypto sector or in more traditional investments, to prepare for this new fiscal reality. Meanwhile, AI and memecoins are setting the trend.